:root{box-sizing:border-box;padding-top:env(safe-area-inset-top,0);padding-bottom:env(safe-area-inset-bottom,0);--paper:#f4f6f8;--sheet:#ffffff;--ink:#16202a;--ink-2:#2c3844;--muted:#56616d;--rule:#cbd3dc;--rule-soft:#e3e8ee;--blue:#1d4f91;--blue-ink:#ffffff;--blue-soft:#e6eef8;--grid:rgba(29,79,145,.09);--hivis:#f5b700;--hivis-hover:#ffc726;--on-hivis:#16202a;--dark-band:#16202a;--dark-band-text:#c9d2db;--measure:68ch}@media (prefers-color-scheme:dark){:root:not([data-theme=light]){--paper:#0e151c;--sheet:#151f29;--ink:#e6ebf0;--ink-2:#cdd5dd;--muted:#9aa7b4;--rule:#2b3a48;--rule-soft:#22303c;--blue:#7fb0ef;--blue-ink:#0e151c;--blue-soft:#172636;--grid:rgba(127,176,239,.08);--dark-band:#0a1016;--dark-band-text:#aab6c2}}:root[data-theme=dark]{--paper:#0e151c;--sheet:#151f29;--ink:#e6ebf0;--ink-2:#cdd5dd;--muted:#9aa7b4;--rule:#2b3a48;--rule-soft:#22303c;--blue:#7fb0ef;--blue-ink:#0e151c;--blue-soft:#172636;--grid:rgba(127,176,239,.08);--dark-band:#0a1016;--dark-band-text:#aab6c2}html{scroll-padding-top:calc(env(safe-area-inset-top, 0px) + 80px);scroll-behavior:smooth}*,:after,:before{box-sizing:inherit}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font),"Helvetica Neue",Arial,sans-serif;font-size:1.0625rem;line-height:1.62}img{max-width:100%}a{color:var(--blue);text-underline-offset:3px}a:hover{text-decoration-thickness:2px}:focus-visible{outline:3px solid var(--hivis);outline-offset:2px}.wrap{max-width:1180px;margin:0 auto;padding:0 22px}.site-head{position:-webkit-sticky;position:sticky;top:env(safe-area-inset-top,0);z-index:20;background:var(--sheet);border-bottom:1px solid var(--rule)}.head-row{gap:28px;min-height:66px}.brand,.head-row{display:flex;align-items:center}.brand{gap:10px;color:var(--ink);text-decoration:none;font-weight:800;font-size:1.12rem;font-stretch:118%;margin-right:auto}.brand-mark{width:26px;height:26px;border:2.5px solid var(--blue);position:relative;flex:none}.brand-mark:after{content:"";position:absolute;left:4px;right:4px;bottom:5px;height:2.5px;background:var(--hivis)}.nav{display:flex;gap:22px;font-size:.95rem}.nav a{color:var(--ink);text-decoration:none}.nav a:hover{color:var(--blue)}.head-phone{color:var(--ink);font-weight:600;font-size:.95rem}.btn,.btn-hivis,.head-phone{text-decoration:none;white-space:nowrap}.btn,.btn-hivis{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--hivis);color:var(--on-hivis);font:inherit;font-weight:700;padding:12px 20px;border:0;border-radius:4px;cursor:pointer}.btn-hivis:hover,.btn:hover{background:var(--hivis-hover);text-decoration:none}.btn:disabled{opacity:.7;cursor:wait}.btn-ghost{background:transparent;color:var(--ink);border:1.5px solid var(--ink)}.btn-ghost:hover{background:var(--ink);color:var(--paper)}.crumbs{font-size:.875rem;padding-top:26px}.crumbs,.crumbs a{color:var(--muted)}.crumbs span[aria-hidden]{margin:0 7px}h1,h2,h3{font-stretch:112%;letter-spacing:-.012em;line-height:1.12}h1{font-size:clamp(2.2rem,4.8vw,3.35rem);font-weight:820;margin:.3em 0 .45em;max-width:17ch}h2{font-size:clamp(1.5rem,2.6vw,1.85rem);font-weight:760;margin:2.1em 0 .55em;max-width:30ch}h3{font-size:1.15rem;font-weight:700;margin:1.5em 0 .35em}ol,p,ul{max-width:var(--measure)}li{margin:.3em 0}.lede{font-size:1.2rem;color:var(--ink-2);max-width:54ch;margin:0 0 26px}.hero{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);grid-gap:56px;gap:56px;align-items:center;padding:22px 0 56px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:30px}.facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid var(--rule);max-width:560px}.facts div{padding:14px 16px 14px 0;border-bottom:1px solid var(--rule)}.facts div:nth-child(odd){border-right:1px solid var(--rule)}.facts div:nth-child(2n){padding-left:16px}.facts b{display:block;font-weight:750;font-stretch:108%}.facts span{color:var(--muted);font-size:.92rem}.plan{position:relative;padding:30px 26px 26px;border:1px solid var(--rule);background-color:var(--blue-soft);background-image:linear-gradient(var(--grid) 1px,transparent 1px),linear-gradient(90deg,var(--grid) 1px,transparent 1px),linear-gradient(var(--grid) 1px,transparent 1px),linear-gradient(90deg,var(--grid) 1px,transparent 1px);background-size:96px 96px,96px 96px,16px 16px,16px 16px}.plan-tag{position:absolute;top:8px;left:26px;font-size:.8rem;color:var(--blue);font-weight:600}.est{background:var(--sheet);border:1px solid var(--rule);box-shadow:10px 10px 0 rgba(29,79,145,.14);overflow:hidden}.est table{table-layout:fixed}.est col.c-item{width:50%}.est col.c-qty{width:17%}.est col.c-unit{width:13%}.est col.c-tot{width:20%}.est td{overflow-wrap:anywhere}.est-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:12px 14px;border-bottom:2px solid var(--blue)}.est-head strong{font-stretch:110%}.est-head small{color:var(--muted)}.est table{width:100%;border-collapse:collapse;font-size:.9rem;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.est th{text-align:left;font-weight:600;color:var(--muted);font-size:.8rem;padding:8px 14px 6px;border-bottom:1px solid var(--rule)}.est td{padding:7px 14px;border-bottom:1px solid var(--rule-soft)}.est td.n,.est th.n{text-align:right;white-space:nowrap}.est tr.sum td{border-top:2px solid var(--ink);border-bottom:0;font-weight:750;padding-top:10px}.est-foot{padding:10px 14px 12px;font-size:.8rem;color:var(--muted)}.markup{position:absolute;right:-8px;bottom:-14px;background:var(--hivis);color:var(--on-hivis);font-weight:700;font-size:.85rem;padding:7px 12px;transform:rotate(-2deg)}.body-grid{display:grid;grid-template-columns:minmax(0,1fr) 312px;grid-gap:64px;gap:64px;align-items:start;padding:40px 0 72px;border-top:1px solid var(--rule)}.intro p:first-child{margin-top:0}.scope{display:grid;grid-template-columns:1fr 1fr;grid-gap:0 36px;gap:0 36px}.scope h3{margin-top:.6em}.scope ul{padding-left:1.15em}.excl li::marker{content:"– ";color:var(--muted)}.incl li::marker{color:var(--blue)}.sheet{margin:1.3em 0 1.9em;background:var(--sheet);border:1px solid var(--rule);overflow-x:auto}.sheet table{border-collapse:collapse;width:100%;font-size:.95rem;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.sheet caption{caption-side:bottom;text-align:left;padding:9px 14px;font-size:.85rem;color:var(--muted);border-top:1px solid var(--rule)}.sheet th{background:var(--blue);color:var(--blue-ink);text-align:left;font-weight:600;padding:10px 14px;white-space:nowrap}.sheet td{padding:9px 14px;border-top:1px solid var(--rule-soft);vertical-align:top}.sheet td.n,.sheet td.num{text-align:right;white-space:nowrap}.sheet td.code{color:var(--muted);white-space:nowrap}.steps{list-style:none;padding:0;counter-reset:s}.steps li{counter-increment:s;position:relative;padding:0 0 22px 56px;margin:0}.steps li:before{content:counter(s);position:absolute;left:0;top:-2px;width:36px;height:36px;border:2px solid var(--blue);color:var(--blue);font-weight:750;display:grid;place-items:center}.steps li:not(:last-child):after{content:"";position:absolute;left:17px;top:38px;bottom:2px;width:2px;background:var(--rule)}.steps b{display:block;font-stretch:108%}.needs{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px;max-width:none;padding:0;list-style:none}.needs li{margin:0;background:var(--sheet);border:1px solid var(--rule);border-left:4px solid var(--blue);padding:12px 14px}.needs b{display:block}.needs span{color:var(--muted);font-size:.93rem}.example{padding:4px 24px 12px;margin-top:2.2em}.example h2{margin-top:.9em}.example td,.example th{padding:7px 10px}.drivers{max-width:var(--measure);border-top:1px solid var(--rule)}.drivers div{display:grid;grid-template-columns:190px 1fr;grid-gap:18px;gap:18px;padding:13px 0;border-bottom:1px solid var(--rule)}.drivers b{font-stretch:106%}.drivers p{margin:0;color:var(--ink-2)}.gaps{list-style:none;padding:0}.gaps li{position:relative;padding-left:30px;margin:0 0 12px}.gaps li:before{content:"";position:absolute;left:0;top:.42em;width:14px;height:14px;background:var(--hivis);transform:rotate(45deg)}.audience{display:grid;grid-template-columns:repeat(2,1fr);border:1px solid var(--rule);background:var(--sheet)}.audience div{padding:18px 20px;border-bottom:1px solid var(--rule)}.audience div:nth-child(odd){border-right:1px solid var(--rule)}.audience div:nth-last-child(-n+2){border-bottom:0}.audience h3{margin:0 0 .3em;font-size:1.05rem}.audience p{margin:0;color:var(--ink-2);font-size:.97rem}.checklist,.deliver,.deliverables{list-style:none;padding:0}.checklist li,.deliver li,.deliverables li{padding-left:30px;position:relative;margin:0 0 10px}.deliver li:before,.deliverables li:before{content:"";position:absolute;left:0;top:.38em;width:13px;height:13px;border:2px solid var(--blue)}.deliver li:after,.deliverables li:after{content:"";position:absolute;left:4px;top:.52em;width:5px;height:8px;border:solid var(--blue);border-width:0 2px 2px 0;transform:rotate(40deg)}.checklist li:before{content:"";position:absolute;left:0;top:.38em;width:13px;height:13px;border:2px solid var(--muted)}.related{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;max-width:none}.related a{display:inline-block;padding:8px 14px;border:1px solid var(--rule);background:var(--sheet);color:var(--ink);text-decoration:none;border-radius:3px}.related a:hover{border-color:var(--blue);color:var(--blue)}.faq details{border-top:1px solid var(--rule);max-width:var(--measure)}.faq details:last-of-type{border-bottom:1px solid var(--rule)}.faq summary{cursor:pointer;list-style:none;padding:15px 34px 15px 0;font-weight:650;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:4px;top:11px;font-size:1.4rem;font-weight:400;color:var(--blue)}.faq details[open] summary:after{content:"–"}.faq details[open] summary{color:var(--blue)}.faq details p{margin:0 0 16px;color:var(--ink-2)}.aside{position:-webkit-sticky;position:sticky;top:calc(env(safe-area-inset-top, 0px) + 86px);display:grid;grid-gap:18px;gap:18px}.quote-box{background:var(--sheet);border:1px solid var(--rule);border-top:6px solid var(--hivis);padding:20px}.quote-box h2{font-size:1.2rem;margin:0 0 .35em}.quote-box p{font-size:.95rem;color:var(--muted);margin:0 0 14px}.quote-box .btn{width:100%}.quote-box small{display:block;margin-top:10px;color:var(--muted);font-size:.83rem}.toc b{display:block;font-size:.9rem;margin-bottom:6px}.toc ol{list-style:none;padding:0;font-size:.92rem;border-left:2px solid var(--rule)}.toc li,.toc ol{margin:0}.toc a{display:block;padding:4px 0 4px 14px;margin-left:-2px;border-left:2px solid transparent;color:var(--muted);text-decoration:none}.toc a.on,.toc a:hover{color:var(--blue);border-left-color:var(--blue)}.local-data{background:var(--blue-soft);border-left:6px solid var(--blue);padding:18px 20px;margin:1.6em 0;max-width:var(--measure)}.local-data h2{margin-top:0;font-size:1.25rem}.src{font-size:.85rem}.link-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));grid-gap:6px 20px;gap:6px 20px;padding:0;list-style:none;max-width:none}.cta-band{background:var(--dark-band);color:#fff;padding:28px;margin:3em 0 0}.cta-band h2{margin:0 0 .3em;color:#fff}.cta-band p{color:var(--dark-band-text)}.form-band{background:var(--dark-band);color:#fff;padding:56px 0 64px}.form-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);grid-gap:56px;gap:56px}.form-band h2{color:#fff;margin-top:0}.form-band ol,.form-band p{color:var(--dark-band-text)}.form-band ol{padding-left:1.2em}.form-band ol b{color:#fff}.form{grid-gap:14px;max-width:640px}.form,.form .row{display:grid;gap:14px}.form .row{grid-template-columns:1fr 1fr;grid-gap:14px}.form label{display:grid;grid-gap:5px;gap:5px;font-weight:600;font-size:.95rem}.form .hint{font-weight:400;color:var(--muted);font-size:.85rem}.form input,.form select,.form textarea{font:inherit;font-size:1rem;color:#16202a;padding:11px 12px;border:1px solid #9aa6b2;border-radius:4px;background:#fff;width:100%}.form .hp{position:absolute;left:-9999px}.form .error{color:#c0392b;font-weight:600;margin:0}.drop{border:2px dashed #9aa6b2;border-radius:4px;padding:18px;text-align:center;cursor:pointer;font-weight:400!important;position:relative}.drop.over,.drop:hover{border-color:var(--hivis)}.drop input{position:absolute;width:1px;height:1px;opacity:0}.form-dark label{color:#fff}.form-dark .drop,.form-dark .hint{color:var(--dark-band-text)}.form-dark .drop{border-color:#5b6875}.form-dark .drop strong{color:#fff}.form-dark input,.form-dark select,.form-dark textarea{border-color:#5b6875}.form-dark .error{color:#ffb4a8}.sent{background:#1f2d3a;border-left:6px solid var(--hivis);padding:18px 20px}.sent h3{margin:0 0 .3em;color:#fff}.notice{background:var(--sheet);border:1px solid var(--rule);border-left:6px solid var(--blue);padding:18px;max-width:640px}.site-foot{padding:28px 0 36px;font-size:.85rem;color:var(--muted)}.mobile-cta,.site-foot{border-top:1px solid var(--rule);background:var(--sheet)}.mobile-cta{display:none;position:fixed;left:0;right:0;bottom:0;z-index:30;padding:10px 16px calc(10px + env(safe-area-inset-bottom, 0px))}.mobile-cta .btn{width:100%}@media (max-width:980px){.hero{gap:40px}.body-grid,.hero{grid-template-columns:minmax(0,1fr)}.body-grid{gap:0}.aside{display:none}.form-grid{grid-template-columns:minmax(0,1fr);gap:28px}.head-phone,.nav{display:none}.mobile-cta{display:block}body:has(.mobile-cta){padding-bottom:76px}}@media (max-width:640px){.audience,.form .row,.needs,.scope{grid-template-columns:minmax(0,1fr)}.audience div:nth-child(odd){border-right:0}.audience div:nth-last-child(2){border-bottom:1px solid var(--rule)}.drivers div{gap:4px}.drivers div,.facts{grid-template-columns:minmax(0,1fr)}.facts div:nth-child(odd){border-right:0}.facts div:nth-child(2n){padding-left:0}.plan{padding:30px 12px 22px}.est td,.est th{padding-left:10px;padding-right:10px}.markup{right:6px}.example{padding:4px 16px 10px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}.home-hero{padding-top:44px;padding-bottom:72px}.home-hero h1{max-width:15ch}.band{background:var(--sheet);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule);padding:44px 0 52px}.band h2{margin-top:0}.flow{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:0;gap:0;counter-reset:f;max-width:none}.flow li{counter-increment:f;position:relative;padding:52px 24px 0 0;margin:0}.flow li:before{content:counter(f);position:absolute;top:0;left:0;width:38px;height:38px;display:grid;place-items:center;border:2px solid var(--blue);background:var(--sheet);color:var(--blue);font-weight:750;z-index:1}.flow li:not(:last-child):after{content:"";position:absolute;top:19px;left:38px;right:0;height:2px;background:var(--rule)}.flow b{display:block;font-stretch:108%;font-size:1.08rem;margin-bottom:4px}.flow span{color:var(--muted);font-size:.97rem}.home-sec{padding:64px 0 8px}.home-sec h2{margin-top:0}.sec-head{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);grid-gap:40px;gap:40px;align-items:end;margin-bottom:26px}.sec-head h2{margin-bottom:0}.sec-head p{margin:0;color:var(--ink-2)}.more{margin-top:18px;font-weight:600}.divisions{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border-top:1px solid var(--rule);border-left:1px solid var(--rule);background:var(--sheet)}.division{padding:18px 20px 20px;border-right:1px solid var(--rule);border-bottom:1px solid var(--rule)}.div-no{font-size:.85rem;color:var(--blue);font-weight:650;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.division h3{margin:.15em 0 .5em;font-size:1.08rem}.division ul{list-style:none;padding:0;margin:0;font-size:.95rem}.division li{margin:0;padding:3px 0}.division a{color:var(--ink);text-decoration:none}.division a:hover{color:var(--blue);text-decoration:underline}.division span{color:var(--muted)}.ptypes{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:0;gap:0;border:1px solid var(--rule);background:var(--sheet)}.ptype{padding:22px 24px;border-right:1px solid var(--rule)}.ptype:last-child{border-right:0}.ptype h3{margin:0 0 .4em;font-size:1.25rem}.ptype h3 a{color:var(--ink);text-decoration:none;border-bottom:2px solid var(--hivis)}.ptype h3 a:hover{color:var(--blue)}.ptype p{margin:0 0 10px;color:var(--ink-2)}.ptype .ex{color:var(--muted);font-size:.93rem;margin:0}.deliver-sec{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.8fr);grid-gap:56px;gap:56px;align-items:center}.files{display:grid;grid-gap:14px;gap:14px}.file{display:grid;grid-template-columns:64px 1fr;grid-template-rows:auto auto;grid-column-gap:16px;column-gap:16px;align-items:center;background:var(--sheet);border:1px solid var(--rule);padding:14px 16px;box-shadow:6px 6px 0 rgba(29,79,145,.1)}.file:nth-child(2){margin-left:28px}.file:nth-child(3){margin-left:56px}.file .ext{grid-row:1/3;display:grid;place-items:center;height:48px;font-size:.78rem;font-weight:750;color:#fff;border-radius:3px}.f-csv .ext,.f-xls .ext{background:#1f7a4d}.f-pdf .ext{background:#b3261e}.file b{font-stretch:105%;overflow-wrap:anywhere}.file small{color:var(--muted)}.aud-3{grid-template-columns:repeat(3,1fr)}.aud-3 div{border-bottom:1px solid var(--rule)}.aud-3 div,.aud-3 div:nth-child(odd){border-right:1px solid var(--rule)}.aud-3 div:nth-child(3n){border-right:0}.aud-3 div:nth-last-child(-n+3){border-bottom:0}.states{grid-template-columns:repeat(auto-fill,minmax(170px,1fr))}.home-sec.faq{padding-bottom:72px}@media (max-width:980px){.flow{grid-template-columns:1fr 1fr;row-gap:28px}.flow li:nth-child(2):after{display:none}.sec-head{grid-template-columns:minmax(0,1fr);gap:10px}.divisions{grid-template-columns:repeat(2,minmax(0,1fr))}.ptypes{grid-template-columns:minmax(0,1fr)}.ptype{border-right:0;border-bottom:1px solid var(--rule)}.ptype:last-child{border-bottom:0}.deliver-sec{grid-template-columns:minmax(0,1fr);gap:28px}.aud-3{grid-template-columns:1fr 1fr}.aud-3 div,.aud-3 div:nth-child(3n){border-right:1px solid var(--rule);border-bottom:1px solid var(--rule)}.aud-3 div:nth-child(2n){border-right:0}.aud-3 div:nth-last-child(-n+2){border-bottom:0}}@media (max-width:640px){.flow{grid-template-columns:minmax(0,1fr)}.flow li{padding:0 0 22px 56px}.flow li:after{display:none}.aud-3,.divisions{grid-template-columns:minmax(0,1fr)}.aud-3 div,.aud-3 div:nth-child(2n),.aud-3 div:nth-child(3n){border-right:0;border-bottom:1px solid var(--rule)}.aud-3 div:last-child{border-bottom:0}.file:nth-child(2),.file:nth-child(3){margin-left:0}.home-sec{padding-top:48px}}:root{--off-tile:#dde3ea}@media (prefers-color-scheme:dark){:root:not([data-theme=light]){--off-tile:#1d2833}}:root[data-theme=dark]{--off-tile:#1d2833}.sec{padding:72px 0 0}.sec h2{margin-top:0}.pill{display:inline-block;font-size:.8rem;font-weight:650;color:var(--blue);background:var(--blue-soft);padding:3px 10px;border-radius:99px;margin-bottom:10px}.rv{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}.rv.in{opacity:1;transform:none}.rv.d1{transition-delay:.08s}.rv.d2{transition-delay:.16s}.rv.d3{transition-delay:.24s}@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}}.logo,.steps li.in:after{background:var(--blue)}.logo{width:34px;height:34px;color:#fff;display:grid;place-items:center;font-weight:850;font-size:.9rem;position:relative;flex:none}.logo:after{content:"";position:absolute;left:6px;right:6px;bottom:5px;height:3px;background:var(--hivis)}.answer{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);background:var(--sheet);border:1px solid var(--rule);border-left:6px solid var(--blue)}.answer>div{padding:22px 26px}.answer>div+div{border-left:1px solid var(--rule);background:var(--blue-soft)}.answer h2{font-size:1.2rem;margin:0 0 .4em}.answer p{margin:0}.answer ul{margin:0;padding-left:1.1em;font-size:.97rem}.byline{flex-wrap:wrap;gap:8px 28px;padding:14px 0 0;font-size:.9rem;color:var(--muted)}.byline,.byline .who{display:flex;align-items:center}.byline .who{gap:10px;color:var(--ink)}.avatar{width:38px;height:38px;border-radius:50%;background:var(--blue-soft);border:2px solid var(--blue);display:grid;place-items:center;font-weight:750;color:var(--blue);font-size:.85rem;flex:none}.svc-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:14px;gap:14px}.svc{background:var(--sheet);border:1px solid var(--rule);padding:20px 18px 18px;transition:transform .25s ease,box-shadow .25s ease,border-color .25s}.svc:hover{transform:translateY(-4px);box-shadow:0 12px 24px rgba(22,32,42,.08);border-color:var(--blue)}.svc svg{width:38px;height:38px;color:var(--blue);margin-bottom:10px}.svc h3{font-size:1.05rem}.svc p{margin:0 0 10px;color:var(--ink-2);font-size:.95rem}.svc .unit{font-size:.82rem;font-weight:650;color:var(--blue)}.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.9fr);background:var(--sheet);border:1px solid var(--rule);box-shadow:10px 10px 0 rgba(29,79,145,.1)}.calc-in{padding:24px 26px}.tabs{display:flex;border:1px solid var(--rule);border-radius:4px;overflow:hidden;margin-bottom:18px;width:-moz-fit-content;width:fit-content;max-width:100%}.tabs button{font:inherit;font-size:.92rem;font-weight:600;background:var(--sheet);color:var(--ink);border:0;border-right:1px solid var(--rule);padding:9px 16px;cursor:pointer}.tabs button:last-child{border-right:0}.tabs button[aria-selected=true]{background:var(--blue);color:var(--blue-ink)}.fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:14px;gap:14px}.fields label{display:grid;grid-gap:5px;gap:5px;font-size:.9rem;font-weight:600}.fields input{font:inherit;font-size:1.05rem;padding:10px 12px;border:1px solid #9aa6b2;border-radius:4px;width:100%;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;background:#fff;color:#16202a}.calc-note{font-size:.82rem;color:var(--muted);margin:14px 0 0}.calc-out{background:var(--dark-band);color:#fff;padding:24px 26px;display:grid;align-content:space-between;grid-gap:18px;gap:18px;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 0),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 0);background-size:16px 16px}.out-label{color:var(--dark-band-text);font-size:.9rem}.big{font-size:clamp(2.6rem,6vw,3.6rem);font-weight:820;font-stretch:112%;line-height:1;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.big small{font-size:1.1rem;font-weight:600;color:var(--hivis);margin-left:6px}.out-rows{border-top:1px solid rgba(255,255,255,.15)}.out-rows div{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.15);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.calc-out p,.out-rows span{color:var(--dark-band-text)}.calc-out p{margin:0;font-size:.92rem}.calc-out a{color:var(--hivis)}.chart-wrap{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);grid-gap:40px;gap:40px;align-items:center;margin-bottom:8px}.bars3d{display:flex;align-items:flex-end;gap:14px;height:300px;padding:20px 20px 0 12px;border-bottom:2px solid var(--ink);background-image:linear-gradient(var(--rule-soft) 1px,transparent 1px);background-size:100% 20%}.bar{flex:1 1;position:relative;border:0;padding:0;background:none;cursor:pointer;transition:height 1s cubic-bezier(.2,.8,.2,1)}.bar .face{position:absolute;inset:0;background:linear-gradient(180deg,var(--blue-2,#2f6cc0),var(--blue))}.bar .side{position:absolute;top:0;bottom:0;right:-10px;width:10px;background:#143a6c;transform:skewY(-45deg);transform-origin:left top}.bar .top{position:absolute;left:0;right:0;top:-10px;height:10px;background:#5b8fd6;transform:skewX(-45deg);transform-origin:left bottom}.bar.hot .face{background:linear-gradient(180deg,#ffd24a,var(--hivis))}.bar.hot .side{background:#b88900}.bar.hot .top{background:#ffe07a}.bar-lbl{position:absolute;bottom:-38px;left:50%;transform:translateX(-50%);font-size:.72rem;color:var(--muted);width:76px;text-align:center;line-height:1.2}.chart-legend{margin-top:50px;font-size:.82rem;color:var(--muted)}.driver-detail{background:var(--sheet);border:1px solid var(--rule);border-top:5px solid var(--hivis);padding:22px 24px;min-height:200px}.driver-detail .lvl{font-size:.85rem;font-weight:650;color:var(--blue)}.driver-detail h3{font-size:1.3rem;margin-top:.2em}.driver-detail p{margin:.5em 0 0;color:var(--ink-2)}.aud-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border:1px solid var(--rule);background:var(--sheet)}.aud-grid div{padding:20px 22px;border-bottom:1px solid var(--rule)}.aud-grid div:nth-child(odd){border-right:1px solid var(--rule)}.aud-grid div:nth-last-child(-n+2){border-bottom:0}.aud-grid p{margin:0;color:var(--ink-2);font-size:.96rem}.where{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);grid-gap:36px;gap:36px;align-items:start}.tilemap{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));grid-gap:4px;gap:4px}.tile{aspect-ratio:1;display:grid;place-items:center;font-size:clamp(.55rem,1.1vw,.78rem);font-weight:650;background:var(--off-tile);color:var(--muted);border:0;border-radius:3px;font-family:inherit;padding:0}.tile.on{background:var(--blue);color:#fff;cursor:pointer;transition:transform .15s,background .15s}.tile.on:hover{transform:scale(1.12);z-index:1}.tile.on[aria-pressed=true]{background:var(--hivis);color:var(--on-hivis);transform:scale(1.12)}.map-legend{display:flex;gap:18px;font-size:.82rem;color:var(--muted);margin-top:12px}.map-legend i{display:inline-block;width:12px;height:12px;border-radius:2px;vertical-align:-1px;margin-right:6px}.state-card{background:var(--sheet);border:1px solid var(--rule);border-top:5px solid var(--blue);padding:22px 24px}.state-card h3{font-size:1.35rem}.state-card p{color:var(--ink-2);margin:.3em 0 14px}.city-list{display:flex;flex-wrap:wrap;gap:6px;list-style:none;padding:0;margin:0 0 16px}.city-list a,.city-list span{display:inline-block;padding:5px 11px;border:1px solid var(--rule);border-radius:99px;font-size:.88rem;color:var(--ink);text-decoration:none}.city-list a:hover{border-color:var(--blue);color:var(--blue)}.props{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:14px;gap:14px}.prop{background:var(--sheet);border:1px solid var(--rule);overflow:hidden}.prop-top{height:84px;background:var(--blue-soft);display:grid;place-items:center;border-bottom:1px solid var(--rule)}.prop-top svg{height:52px;width:auto;color:var(--blue)}.prop-body{padding:16px 18px 18px}.prop-body p{margin:0 0 8px;color:var(--ink-2);font-size:.95rem}.prop-body .watch{color:var(--muted);font-size:.9rem;margin:0}.prop-body .watch b{color:var(--ink)}.rev-head{display:flex;align-items:center;gap:22px;flex-wrap:wrap;background:var(--sheet);border:1px solid var(--rule);padding:16px 22px;margin-bottom:14px}.g{font-weight:800;font-size:1.3rem;letter-spacing:-.02em}.g span:first-child,.g span:nth-child(4){color:#4285f4}.g span:nth-child(2),.g span:nth-child(6){color:#ea4335}.g span:nth-child(3){color:#fbbc05}.g span:nth-child(5){color:#34a853}.stars{color:#fbbc05;letter-spacing:1px}.rev-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:14px;gap:14px}.rev{background:var(--sheet);border:1px solid var(--rule);padding:18px 20px}.rev-top{display:flex;gap:12px;align-items:center;margin-bottom:8px}.rev-top small{display:block;color:var(--muted);font-size:.82rem}.rev p{margin:8px 0 0;color:var(--ink-2);font-size:.96rem}.author-card{display:grid;grid-template-columns:auto 1fr;grid-gap:20px;gap:20px;background:var(--sheet);border:1px solid var(--rule);border-left:6px solid var(--blue);padding:22px 24px}.author-card .avatar{width:64px;height:64px;font-size:1.2rem}.author-card h3{margin:0;font-size:1.2rem}.author-card p{margin:.4em 0 0;color:var(--ink-2)}.tags{display:flex;flex-wrap:wrap;gap:6px;list-style:none;padding:0;margin:12px 0 0;max-width:none}.tags li{margin:0;font-size:.82rem;padding:3px 10px;border:1px solid var(--rule);border-radius:99px;color:var(--ink-2)}@media (max-width:980px){.answer,.calc,.chart-wrap,.where{grid-template-columns:minmax(0,1fr)}.answer>div+div{border-left:0;border-top:1px solid var(--rule)}.svc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.props,.rev-grid{grid-template-columns:1fr 1fr}}@media (max-width:640px){.aud-grid,.fields,.props,.rev-grid,.svc-grid{grid-template-columns:minmax(0,1fr)}.aud-grid div:nth-child(odd){border-right:0}.aud-grid div:nth-last-child(2){border-bottom:1px solid var(--rule)}.bars3d{gap:8px;height:240px}.bar-lbl{font-size:.6rem;width:52px}.sec{padding-top:56px}.author-card{grid-template-columns:minmax(0,1fr)}}.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);grid-gap:48px;gap:48px}@media (max-width:980px){.two{grid-template-columns:minmax(0,1fr);gap:28px}}.site-head .head-row{gap:22px}.mainnav{display:flex;align-items:stretch;gap:4px;margin-left:auto}.dd{position:static}.dd-btn{display:inline-flex;align-items:center;gap:5px;height:66px;padding:0 12px;font:inherit;font-size:.98rem;font-weight:550;color:var(--ink);background:none;border:0;cursor:pointer;text-decoration:none}.dd-btn:hover,.dd:focus-within .dd-btn,.dd:hover .dd-btn{color:var(--blue)}.chev{width:12px;height:12px;transition:transform .2s}.dd:focus-within .chev,.dd:hover .chev{transform:rotate(180deg)}.dd-panel{position:absolute;left:0;right:0;top:100%;background:var(--sheet);border-top:1px solid var(--rule);border-bottom:3px solid var(--blue);box-shadow:0 18px 30px rgba(22,32,42,.12);padding:22px 0 18px;opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .18s,transform .18s,visibility .18s;z-index:40}.dd:focus-within .dd-panel,.dd:hover .dd-panel{opacity:1;visibility:visible;transform:none}.dd-list{list-style:none;padding:0;margin:0;column-gap:32px;max-width:none}.dd-list li{page-break-inside:avoid;break-inside:avoid;margin:0}.dd-list a{display:flex;align-items:center;gap:10px;padding:7px 0;color:var(--ink);text-decoration:none;font-size:1rem}.dd-list a:hover{color:var(--blue)}.arr{width:13px;height:13px;color:#d9622b;flex:none}.dd-all{display:inline-block;margin-top:12px;font-weight:650;font-size:.92rem}.btn-contact{background:var(--blue);color:#fff;border-radius:99px;padding:11px 24px}.btn-contact:hover{background:var(--blue-2,#2f6cc0);color:#fff}.burger{display:none;width:44px;height:44px;border:1px solid var(--rule);border-radius:4px;background:var(--sheet);flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer}.burger span{width:20px;height:2px;background:var(--ink)}.mnav{position:fixed;left:0;right:0;bottom:0;top:calc(env(safe-area-inset-top, 0px) + 66px);background:var(--sheet);overflow-y:auto;padding:16px 22px calc(28px + env(safe-area-inset-bottom, 0px));z-index:50;border-top:1px solid var(--rule);display:flex;flex-direction:column}.mnav-top{padding:14px 0;font-weight:650;color:var(--ink);text-decoration:none}.mnav details,.mnav-top{border-bottom:1px solid var(--rule)}.mnav summary{padding:14px 0;font-weight:650;cursor:pointer;list-style:none;display:flex;justify-content:space-between}.mnav summary:after{content:"+";color:var(--blue);font-size:1.3rem;line-height:1}.mnav details[open] summary:after{content:"–"}.mnav ul{list-style:none;padding:0 0 12px;margin:0}.mnav li a{display:block;padding:8px 0;color:var(--ink-2);text-decoration:none}@media (max-width:1100px){.btn-contact,.mainnav{display:none}.burger{display:inline-flex;margin-left:auto}.site-head .brand{margin-right:0}}.site-foot2{background:var(--sheet);border-top:1px solid var(--rule);padding:64px 0 0}.foot-grid{display:grid;grid-template-columns:1.2fr 1fr 1.2fr;grid-gap:48px;gap:48px}.foot-h{font-size:1.45rem;font-weight:760;font-stretch:112%;letter-spacing:-.012em;line-height:1.12;margin:0 0 22px;padding-bottom:10px;border-bottom:1px solid var(--rule);display:inline-block}.site-foot2 ul{list-style:none;padding:0;margin:0}.site-foot2 li{margin:0 0 14px}.site-foot2 li a{color:var(--ink);text-decoration:none;font-size:1.02rem}.site-foot2 li a:hover{color:var(--blue)}.foot-lbl{display:block;color:var(--muted);font-size:.92rem;margin-top:14px}.foot-val{display:block;color:var(--ink);text-decoration:none;font-size:1.05rem;margin-top:4px}.foot-legal{border-top:1px solid var(--rule);margin-top:48px;padding-top:20px;padding-bottom:28px;font-size:.84rem;color:var(--muted);display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.foot-legal p{margin:0;max-width:80ch}.call-float{position:fixed;right:20px;bottom:calc(20px + env(safe-area-inset-bottom, 0px));z-index:35;display:flex;align-items:center;gap:10px;text-decoration:none}.call-lbl{background:#555;color:#fff;font-weight:700;font-size:.9rem;padding:6px 12px;border-radius:3px}.call-btn{width:64px;height:64px;border-radius:50%;background:#128a12;color:#fff;display:grid;place-items:center;box-shadow:0 6px 18px rgba(0,0,0,.25)}.call-btn svg{width:30px;height:30px}@media (max-width:980px){.foot-grid{grid-template-columns:minmax(0,1fr);gap:28px}.call-float{bottom:calc(86px + env(safe-area-inset-bottom, 0px))}.call-lbl{display:none}}.contact-list div{padding:0 0 14px;border-bottom:1px solid var(--rule);margin-bottom:14px}.contact-list a,.contact-list span:not(.foot-lbl){font-size:1.1rem;color:var(--ink);text-decoration:none}.loc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:16px;gap:16px;margin-top:28px}@media (max-width:760px){.loc-grid{grid-template-columns:minmax(0,1fr)}}.intro-panel{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);background:var(--sheet);border:1px solid var(--rule);border-top:5px solid var(--blue)}.intro-lead{padding:24px 26px;font-size:1.08rem}.intro-lead p{margin:0 0 .8em}.glance,.intro-lead p:last-child{margin:0}.glance{padding:18px 22px;background:var(--blue-soft);border-left:1px solid var(--rule);display:grid;align-content:start}.glance div{padding:9px 0;border-bottom:1px solid var(--rule)}.glance div:last-child{border-bottom:0}.glance dt{font-size:.78rem;font-weight:650;color:var(--blue)}.glance dd{margin:2px 0 0;font-size:.95rem;color:var(--ink)}.intro-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));grid-gap:14px;gap:14px;margin-top:14px}.intro-card{background:var(--sheet);border:1px solid var(--rule);padding:20px 22px 16px;position:relative;font-size:.98rem}.intro-card p{margin:0 0 .7em;color:var(--ink-2)}.ic-no{display:block;font-weight:800;font-stretch:115%;color:var(--hivis);font-size:1.4rem;line-height:1;margin-bottom:10px}.incl-grid{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-gap:8px 28px;gap:8px 28px;max-width:none}.incl-grid li{position:relative;padding-left:28px;margin:0}.incl-grid li:before{content:"";position:absolute;left:0;top:.32em;width:16px;height:16px;border-radius:50%;background:var(--blue)}.incl-grid li:after{content:"";position:absolute;left:5px;top:.52em;width:4px;height:7px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(40deg)}@media (max-width:760px){.incl-grid,.intro-panel{grid-template-columns:minmax(0,1fr)}.glance{border-left:0;border-top:1px solid var(--rule)}}.kpis{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid var(--rule);background:var(--sheet)}.kpi{padding:20px 22px;border-right:1px solid var(--rule)}.kpi:last-child{border-right:0}.kpi b{display:block;font-size:clamp(1.7rem,3.2vw,2.3rem);font-weight:820;font-stretch:112%;line-height:1.05;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.kpi span{color:var(--muted);font-size:.9rem}.kpi .up{color:#1f7a4d}.kpi .down{color:#b3261e}.src{font-size:.82rem;color:var(--muted);margin-top:10px}.hero-stat{background:var(--sheet);border:1px solid var(--rule);box-shadow:10px 10px 0 rgba(29,79,145,.14)}.hero-stat .est-head small{color:var(--muted)}.mini{display:grid;grid-template-columns:110px 1fr 70px;grid-gap:10px;gap:10px;align-items:center;padding:8px 14px;border-bottom:1px solid var(--rule-soft);font-size:.9rem}.mini:last-of-type{border-bottom:0}.mini .trk{height:12px;background:var(--rule-soft);position:relative}.mini .fill{position:absolute;left:0;top:0;bottom:0;background:var(--blue);width:0;transition:width 1s cubic-bezier(.2,.8,.2,1)}.mini .n{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-weight:650}.chart-ctl{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-bottom:14px}.hbars{background:var(--sheet);border:1px solid var(--rule);padding:18px 20px}.hrow{display:grid;grid-template-columns:120px 1fr 92px;grid-gap:12px;gap:12px;align-items:center;padding:5px 0}.hrow .lbl{font-size:.9rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.hrow .trk{height:20px;position:relative;background:var(--rule-soft)}.hrow .b24{top:0;height:6px;background:#9aa6b2}.hrow .b24,.hrow .b25{position:absolute;left:0;transition:width .8s}.hrow .b25{top:7px;bottom:0;background:var(--blue)}.hrow .val{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;font-size:.9rem}.hrow .val small{display:block;font-size:.75rem}.legend{display:flex;gap:16px;font-size:.82rem;color:var(--muted);margin-top:10px}.legend i{display:inline-block;width:12px;height:12px;vertical-align:-1px;margin-right:6px}.city-tools{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:14px}.city-tools input{font:inherit;padding:10px 12px;border:1px solid #9aa6b2;border-radius:4px;min-width:220px;background:#fff;color:#16202a}.cities{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));grid-gap:12px;gap:12px}.cc{background:var(--sheet);border:1px solid var(--rule);padding:16px 16px 14px;text-decoration:none;color:var(--ink);display:block;transition:transform .2s,border-color .2s,box-shadow .2s}.cc:hover{transform:translateY(-3px);border-color:var(--blue);box-shadow:0 10px 20px rgba(22,32,42,.07)}.cc .top{display:flex;justify-content:space-between;align-items:baseline;gap:8px}.cc h3{font-size:1.05rem;margin:0}.cc .rk{font-size:.75rem;color:var(--muted)}.cc .units{font-size:1.5rem;font-weight:800;font-stretch:110%;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;margin:6px 0 2px}.cc .units small{font-size:.8rem;font-weight:500;color:var(--muted)}.chg{font-size:.82rem;font-weight:650}.chg.up{color:#1f7a4d}.chg.down{color:#b3261e}.chg.flat{color:var(--muted)}.split{display:flex;height:6px;margin:10px 0 6px;background:var(--rule-soft)}.split .sf{background:var(--blue)}.split .mf{background:var(--hivis)}.cc .mix{font-size:.78rem;color:var(--muted)}.cc.nodata .units{font-size:1rem;color:var(--muted);font-weight:600}.factors{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:14px;gap:14px}.factor{background:var(--sheet);border:1px solid var(--rule);border-top:4px solid var(--blue);padding:18px 20px}.factor h3{font-size:1.05rem}.factor p{margin:0;color:var(--ink-2);font-size:.95rem}.factor .ent{display:block;margin-top:10px;font-size:.8rem;color:var(--blue);font-weight:600}.svc-links{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));grid-gap:10px;gap:10px;list-style:none;padding:0;max-width:none}.svc-links a{display:flex;align-items:center;gap:10px;padding:12px 14px;background:var(--sheet);border:1px solid var(--rule);color:var(--ink);text-decoration:none;font-weight:550}.svc-links a:hover{border-color:var(--blue);color:var(--blue)}.svc-links svg{width:13px;height:13px;color:#d9622b;flex:none}.insights{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:14px;gap:14px;margin-top:16px}.ins{background:var(--blue-soft);border-left:5px solid var(--blue);padding:16px 18px}.ins b{display:block;font-stretch:108%}.ins p{margin:.3em 0 0;font-size:.94rem;color:var(--ink-2)}@media (max-width:980px){.kpis{grid-template-columns:1fr 1fr}.kpi:nth-child(2){border-right:0}.kpi:nth-child(-n+2){border-bottom:1px solid var(--rule)}.factors,.insights{grid-template-columns:1fr 1fr}}@media (max-width:640px){.factors,.insights{grid-template-columns:minmax(0,1fr)}.hrow{grid-template-columns:86px 1fr 70px}.mini{grid-template-columns:90px 1fr 60px}}.donut-wrap{display:flex;align-items:center;gap:16px;padding:12px 14px;border-top:1px solid var(--rule-soft)}.donut{width:84px;height:84px;border-radius:50%;background:conic-gradient(var(--blue) 0 calc(var(--p)*1%),var(--hivis) 0);position:relative;flex:none}.donut:after{content:"";position:absolute;inset:16px;border-radius:50%;background:var(--sheet)}.donut-legend{font-size:.85rem;display:grid;grid-gap:4px;gap:4px}.donut-legend i{display:inline-block;width:10px;height:10px;margin-right:6px}.kv{display:grid;grid-template-columns:1fr auto;grid-gap:2px 16px;gap:2px 16px;padding:12px 14px;font-size:.92rem}.kv span{color:var(--muted)}.kv b{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.areas{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:14px;gap:14px}.area{background:var(--sheet);border:1px solid var(--rule);padding:18px 20px}.area h3{font-size:1rem;margin-bottom:.6em}.area .city-list{margin:0}.example{background:var(--sheet);border:1px solid var(--rule);border-left:6px solid var(--blue);padding:6px 26px 18px}.example table{border-collapse:collapse;width:100%;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;margin:1em 0;font-size:.95rem}.example td,.example th{border-bottom:1px solid var(--rule-soft);padding:8px 10px;text-align:left}.example td.n{text-align:right}.prose p{max-width:72ch}.props3{grid-template-columns:repeat(3,minmax(0,1fr))}@media (max-width:980px){.areas,.props3{grid-template-columns:1fr 1fr}}@media (max-width:640px){.areas,.props3{grid-template-columns:minmax(0,1fr)}}.rev-sample{border-style:dashed;position:relative;background:repeating-linear-gradient(135deg,var(--sheet) 0 14px,var(--paper) 14px 28px)}.sample-tag{display:inline-block;font-weight:800;letter-spacing:.02em;color:#7a1c14;background:#ffe2dd;border:1px solid #f3b2a8;padding:2px 8px;margin-bottom:10px}.dd-foot{margin-top:16px;padding-top:16px;border-top:1px solid var(--rule-soft)}.dd-panel .dd-all{display:inline-flex;align-items:center;gap:8px;margin:0;background:var(--blue);color:#fff;font-weight:700;font-size:.95rem;padding:11px 22px;border-radius:99px;text-decoration:none}.dd-panel .dd-all:hover{background:var(--blue-2,#2f6cc0);color:#fff;text-decoration:none}.mnav-all{display:inline-block;margin:0 0 14px;font-weight:700;color:var(--blue);text-decoration:none}.foot-copy{background:#0f1820;color:#c9d2db;margin-top:0}.foot-copy-row{display:flex;justify-content:space-between;align-items:center;gap:12px 28px;flex-wrap:wrap;padding-top:18px;padding-bottom:18px;font-size:.9rem}.foot-copy p{margin:0}.foot-copy nav{display:flex;flex-wrap:wrap;gap:6px 22px}.foot-copy a{color:#fff;text-decoration:none}.foot-copy a:hover{text-decoration:underline}@media (max-width:980px){.foot-copy-row{padding-bottom:calc(96px + env(safe-area-inset-bottom, 0px))}}.jump{display:flex;flex-wrap:wrap;gap:8px;margin:8px 0 12px}.jump a{display:inline-flex;align-items:center;gap:8px;padding:7px 14px;border:1px solid var(--rule);border-radius:99px;background:var(--sheet);color:var(--ink);font-size:.9rem;text-decoration:none}.jump a:hover{border-color:var(--blue);color:var(--blue)}.jump a span{font-size:.78rem;font-weight:700;color:var(--blue);background:var(--blue-soft);border-radius:99px;padding:1px 8px}.cat-sec{background:var(--sheet);border:1px solid var(--rule);border-top:5px solid var(--blue);padding:24px 26px;margin-top:22px;scroll-margin-top:90px}.cat-head{display:flex;justify-content:space-between;align-items:baseline;gap:8px 20px;flex-wrap:wrap}.cat-head h2{font-size:1.4rem;margin:0}.cat-div{display:block;font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--blue);margin-bottom:4px}.cat-more{font-weight:650;font-size:.92rem}.cat-text{color:var(--ink-2);margin:6px 0 0}.cat-list{list-style:none;padding:0;margin:16px 0 0;columns:240px 3;column-gap:28px}.cat-list li{page-break-inside:avoid;break-inside:avoid;margin:0;border-bottom:1px solid var(--rule-soft)}.cat-list a{display:block;padding:9px 0;color:var(--ink);text-decoration:none}.cat-list a:before{content:"›";color:var(--blue);font-weight:700;margin-right:9px}.cat-list a:hover{color:var(--blue)}.loc-search{background:var(--sheet);border:1px solid var(--rule);padding:18px 20px;margin-top:8px}.loc-search label{display:block;font-weight:700;margin-bottom:8px}.loc-search input{width:100%;font:inherit;font-size:1.05rem;padding:12px 14px;border:1.5px solid var(--rule);border-radius:4px;background:var(--paper);color:var(--ink)}.loc-search input:focus{outline:none;border-color:var(--blue)}.loc-search p{margin:8px 0 0;font-size:.88rem;color:var(--muted)}.loc-empty{margin-top:20px}.state-more{font-weight:650;font-size:.92rem}.legal{max-width:78ch}.legal h2{font-size:1.3rem;margin-top:1.8em}.legal li{margin-bottom:.4em}.legal-date{color:var(--muted);font-size:.92rem}.state-card .pill+h2{margin-top:4px}.post-hero{padding:8px 0 34px;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);grid-gap:48px;gap:48px;align-items:center}.post-hero h1{max-width:20ch;margin-top:.15em}.dek{font-size:1.22rem;color:var(--ink-2);max-width:54ch;margin:0 0 22px}.bp-byline{display:flex;align-items:center;gap:12px;flex-wrap:wrap;font-size:.92rem;color:var(--muted)}.bp-byline b{color:var(--ink)}.bp-byline .avatar{width:44px;height:44px}.bp-byline .dot{opacity:.5}.cat-pill{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--blue);text-decoration:none}.hero-fig{background:var(--sheet);border:1px solid var(--rule);padding:18px;position:relative;background-image:linear-gradient(var(--grid) 1px,transparent 1px),linear-gradient(90deg,var(--grid) 1px,transparent 1px);background-size:22px 22px}.hero-fig svg{display:block;width:100%;height:auto}.hero-fig figcaption{font-size:.8rem;color:var(--muted);margin-top:8px}.post-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;grid-gap:56px;gap:56px;align-items:start}.post-body{max-width:72ch}.post-body>section{padding-top:40px}.post-body h2{scroll-margin-top:90px}.post-body li,.post-body p{color:var(--ink-2)}.post-body p{margin:0 0 1em}.post-body ol,.post-body ul{padding-left:1.3em;margin:0 0 1em}.post-body li{margin-bottom:.45em}.post-body a{color:var(--blue)}.takeaways{background:var(--sheet);border:1px solid var(--rule);border-top:5px solid var(--hivis);padding:22px 24px}.takeaways h2{font-size:1.15rem;margin:0 0 10px}.takeaways .bp-answer{font-size:1.08rem;color:var(--ink);margin:0 0 12px}.takeaways ul{margin:0}.formula{background:var(--dark-band);color:#fff;padding:22px 24px;margin:6px 0 18px;font-size:1.15rem;font-weight:650;display:flex;flex-wrap:wrap;align-items:center;gap:10px 14px}.formula .op{color:var(--hivis);font-size:1.4rem}.formula small{display:block;width:100%;font-weight:400;font-size:.85rem;color:var(--dark-band-text)}.tbl-wrap{overflow-x:auto;margin:6px 0 8px;border:1px solid var(--rule);background:var(--sheet)}.tbl{width:100%;border-collapse:collapse;font-size:.95rem;min-width:520px}.tbl td,.tbl th{padding:10px 14px;text-align:left;border-bottom:1px solid var(--rule-soft)}.tbl thead th{background:var(--blue-soft);color:var(--ink);font-size:.82rem;text-transform:uppercase;letter-spacing:.04em}.tbl td.n,.tbl th.n{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.tbl tfoot td{font-weight:800;color:var(--ink);background:#fff8d6;border-bottom:0}@media (prefers-color-scheme:dark){:root:not([data-theme=light]) .tbl tfoot td{background:#3a3218}}.bp-callout{border-left:4px solid var(--blue);background:var(--blue-soft);padding:14px 18px;margin:4px 0 16px}.bp-callout p{margin:0;color:var(--ink)}.inline-cta{background:var(--dark-band);color:#fff;padding:26px 28px;margin:40px 0 0;display:grid;grid-template-columns:1fr auto;grid-gap:18px;gap:18px;align-items:center}.inline-cta h3{color:#fff;font-size:1.3rem;margin:0 0 4px}.inline-cta p{color:var(--dark-band-text);margin:0}.inline-cta .badges{display:flex;flex-wrap:wrap;gap:6px;margin-top:10px}.inline-cta .badges span{font-size:.78rem;font-weight:700;color:var(--on-hivis);background:var(--hivis);padding:3px 9px;border-radius:99px}.bp-aside{position:-webkit-sticky;position:sticky;top:90px;display:grid;grid-gap:16px;gap:16px}.side-cta{background:var(--blue);color:#fff;padding:20px}.side-cta h3{color:#fff;font-size:1.12rem}.side-cta p{color:rgba(255,255,255,.85);font-size:.92rem;margin:0 0 14px}.side-cta .btn{width:100%;box-sizing:border-box}.side-cta ul{list-style:none;padding:0;margin:0 0 14px;font-size:.88rem}.side-cta li{margin:0 0 4px}.side-cta li:before{content:"✓ ";color:var(--hivis);font-weight:800}.read-next{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));grid-gap:16px;gap:16px}.card{background:var(--sheet);border:1px solid var(--rule);text-decoration:none;color:var(--ink);display:flex;flex-direction:column}.card .thumb{height:110px;background:var(--blue-soft);background-image:linear-gradient(var(--grid) 1px,transparent 1px),linear-gradient(90deg,var(--grid) 1px,transparent 1px);background-size:16px 16px;display:grid;place-items:center;color:var(--blue);font-weight:800;font-size:1.6rem;font-stretch:115%}.card div{padding:14px 16px 16px}.card small{color:var(--blue);font-weight:700;font-size:.75rem;text-transform:uppercase;letter-spacing:.05em}.card h3{margin:4px 0 6px;font-size:1.05rem}.card p{margin:0;color:var(--muted);font-size:.88rem}.card:hover{border-color:var(--blue)}.card:hover h3{color:var(--blue)}@media (max-width:1060px){.post-grid{grid-template-columns:minmax(0,1fr)}.bp-aside{position:static}}@media (max-width:860px){.post-hero{gap:24px}.post-hero,.read-next{grid-template-columns:minmax(0,1fr)}}@media (max-width:640px){.inline-cta{grid-template-columns:minmax(0,1fr)}}.post-sec{padding-top:30px}.post-body .takeaways,.post-sec>h2{margin-top:0}.post-body h3{margin-top:1.2em}.post-body .tbl-wrap{margin:12px 0 16px}.post-body table{max-width:none}.post-body .faq details p{color:var(--ink-2)}.bp-aside .toc{background:var(--sheet);border:1px solid var(--rule);padding:16px 18px}.post-fig{min-height:220px;display:flex;flex-direction:column;justify-content:center;gap:10px;padding:28px;border-top:5px solid var(--blue)}.post-fig-cat{font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--blue)}.post-fig-kw{font-size:clamp(1.5rem,3vw,2.2rem);font-weight:820;font-stretch:112%;line-height:1.1;color:var(--ink);text-transform:capitalize}.post-fig-meta{font-size:.85rem;color:var(--muted)}.post-list{grid-template-columns:repeat(3,minmax(0,1fr));margin-top:24px}.card .thumb{text-transform:capitalize;padding:0 12px;text-align:center}@media (max-width:860px){.post-list{grid-template-columns:minmax(0,1fr)}}.offer-overlay{position:fixed;inset:0;z-index:100;background:rgba(10,16,22,.62);display:grid;place-items:center;padding:16px;animation:offer-fade .25s ease}.offer{position:relative;width:min(540px,100%);max-height:calc(100vh - 32px);overflow:auto;border-top:6px solid var(--blue);background:var(--sheet);border-radius:14px;box-shadow:0 30px 80px rgba(0,0,0,.35);animation:offer-pop .3s cubic-bezier(.2,.9,.3,1.2)}.offer-body{padding:42px 40px 32px;background-image:linear-gradient(var(--grid) 1px,transparent 1px),linear-gradient(90deg,var(--grid) 1px,transparent 1px);background-size:22px 22px}.offer-body h2{font-size:clamp(1.7rem,3.4vw,2.5rem);line-height:1.12;margin:0 0 14px;max-width:16ch}.offer-body h2 span{color:var(--blue)}.offer-sub{font-weight:650;color:var(--ink-2);margin:0 0 14px}.offer-points{list-style:none;padding:0;margin:0 0 22px;display:grid;grid-gap:6px;gap:6px}.offer-points li:before{content:"✓";color:var(--blue);font-weight:800;margin-right:8px}.offer-pill{display:inline-block;background:var(--blue-soft);color:var(--blue);font-weight:750;padding:9px 18px;border-radius:99px;margin-bottom:16px}.offer-btn{display:flex;width:-moz-fit-content;width:fit-content;align-items:center;gap:10px;background:var(--blue);font-weight:700;font-size:1.08rem;padding:15px 34px;border-radius:99px}.offer-btn,.offer-btn:hover{color:#fff;text-decoration:none}.offer-btn:hover{background:var(--blue-2,#2f6cc0)}.offer-no{display:block;margin-top:12px;background:none;border:0;padding:4px 0;color:var(--muted);font:inherit;font-size:.88rem;text-decoration:underline;cursor:pointer}.offer-x{position:absolute;top:10px;right:12px;z-index:2;width:38px;height:38px;border-radius:50%;border:0;background:var(--sheet);color:var(--ink);font-size:1.6rem;line-height:1;cursor:pointer;box-shadow:0 2px 8px rgba(0,0,0,.15)}.offer-x:hover{background:var(--blue-soft)}@keyframes offer-fade{0%{opacity:0}}@keyframes offer-pop{0%{opacity:0;transform:translateY(16px) scale(.97)}}@media (max-width:720px){.offer-body{padding:24px 22px 22px}}@media (prefers-reduced-motion:reduce){.offer,.offer-overlay{animation:none}}.samples{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));grid-gap:28px 22px;gap:28px 22px;margin-top:30px}.sample{display:flex;flex-direction:column;background:var(--sheet);border:1px solid var(--rule);padding:18px 18px 20px}.sample h2{font-size:1.3rem;text-align:center;margin:0 0 12px;text-transform:uppercase;letter-spacing:.02em;max-width:none}.sample-thumb{position:relative;display:block;aspect-ratio:4/3;overflow:hidden;border:1px solid var(--rule-soft);background:#fff}.sample-thumb img{width:100%;height:100%;object-fit:cover;object-position:top;transition:transform .3s ease}.sample-thumb:hover img{transform:scale(1.04)}.sample-tag{position:absolute;left:8px;top:8px;background:var(--blue);color:#fff;font-size:.72rem;font-weight:700;padding:3px 9px;border-radius:99px}.sample p{color:var(--ink-2);font-size:.93rem;margin:12px 0 0}.sample .sample-meta{color:var(--muted);font-size:.8rem;margin-top:6px}.sample-actions{margin-top:auto;padding-top:14px;display:grid;grid-gap:8px;gap:8px;justify-items:center}.sample-dl{display:inline-flex;align-items:center;justify-content:center;gap:8px;width:100%;background:#16202a;font-weight:700;padding:12px 16px;border-radius:4px}.sample-dl,.sample-dl:hover{color:#fff;text-decoration:none}.sample-dl:hover{background:var(--blue)}.sample-dl svg{width:18px;height:18px}.sample-more{font-size:.85rem;font-weight:650}@media (max-width:1100px){.samples{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (max-width:820px){.samples{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:520px){.samples{grid-template-columns:minmax(0,1fr)}}.brand,.btn-contact,.dd-btn{white-space:nowrap}.site-head .head-row{gap:16px}.mainnav{gap:0}.dd-btn{padding:0 9px;font-size:.95rem}.site-head .btn-contact{padding:11px 20px}@media (max-width:1320px){.dd-btn{padding:0 7px;font-size:.92rem}.brand{font-size:1.02rem}}@media (max-width:1240px){.mainnav,.site-head .btn-contact{display:none}.burger{display:inline-flex;margin-left:auto}.site-head .brand{margin-right:0}}.tile-select{display:none}html{-webkit-text-size-adjust:100%}img,svg,video{max-width:100%}@media (max-width:760px){body{overflow-x:clip}h1{font-size:clamp(1.85rem,8.2vw,2.4rem);line-height:1.12;-webkit-hyphens:auto;hyphens:auto}h1,h2{overflow-wrap:anywhere}h2{font-size:clamp(1.35rem,6vw,1.7rem)}.dek,.lede{font-size:1.08rem}.wrap{padding-left:16px;padding-right:16px}.burger,.site-head .brand{min-height:44px}.burger{min-width:44px}.crumbs{line-height:2.2}.crumbs a{display:inline-block;padding:6px 0}.site-foot2 li{margin:0}.foot-copy a,.foot-legal a,.foot-val,.site-foot2 li a{display:inline-flex;align-items:center;min-height:44px}.foot-copy nav{gap:0 20px}main ul li>a:only-child:not(.btn):not(.card){display:inline-block;padding-top:9px;padding-bottom:9px}.city-list a,.city-list span{padding:10px 14px}.jump a{min-height:44px}.author-card h3 a,.bp-byline a,.cat-more,.cat-pill,.contact-list a,.ptype a,.sample-more,.state-more,.who a,p.more a{display:inline-block;padding:10px 0}.toc a{padding-top:10px;padding-bottom:10px}.mnav li a,.mnav-all{padding:12px 0;display:block}.faq summary{padding-top:14px;padding-bottom:14px;min-height:44px}input,select,textarea{font-size:16px!important}.btn,.offer-btn,.sample-dl{min-height:48px}.tile-select{display:grid;grid-gap:6px;gap:6px;margin:14px 0 6px;font-weight:650;font-size:.9rem}.tile-select select{font:inherit;font-weight:500;padding:12px;border:1.5px solid var(--rule);border-radius:4px;background:var(--sheet);color:var(--ink);min-height:48px}.tile.on{pointer-events:none}.bar-lbl{font-size:.7rem!important;width:60px!important}.est-wrap,.sheet,.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;max-width:100%}main table{font-size:.9rem}main{padding-bottom:24px}.call-float{right:14px}.call-btn{width:54px;height:54px}.offer-body h2{font-size:1.6rem}.post-fig{display:none}.division ul{column-count:2;column-gap:16px}.division li{page-break-inside:avoid;break-inside:avoid}.division li a{display:inline-block;padding:8px 0}.bar-lbl{width:52px!important;font-size:.66rem!important}.post-hero{padding-bottom:8px}}@media (max-width:380px){.site-head .brand{font-size:.95rem}.btn{padding-left:14px;padding-right:14px;white-space:normal;text-align:center}}.svc svg{display:block}.svc h3{margin-top:0}body.nav-open .call-float,body.nav-open .mobile-cta{display:none!important}@font-face{font-family:Archivo;font-style:normal;font-weight:100 900;font-stretch:62% 125%;font-display:swap;src:url(/_next/static/media/8a053b136321ec99-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Archivo;font-style:normal;font-weight:100 900;font-stretch:62% 125%;font-display:swap;src:url(/_next/static/media/2a8fe189f1a8dd0c-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Archivo;font-style:normal;font-weight:100 900;font-stretch:62% 125%;font-display:swap;src:url(/_next/static/media/c214ffb7f5362987-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Archivo Fallback;src:local("Arial");ascent-override:88.96%;descent-override:21.28%;line-gap-override:0.00%;size-adjust:98.70%}.__className_7347c0{font-family:Archivo,Archivo Fallback;font-style:normal}.__variable_7347c0{--font:"Archivo","Archivo Fallback"}